The U.S. Housing and Urban Development Secretary announced on January 8, 2015 that the Federal Housing Administration (FHA) will reduce the annual premiums that new borrowers pay.  To learn more visit the HUD.GOV website at:

If you are in the market to purchase a home or are interested in gaining information about mortgages contact Denise at   We work with some of the best real estate and mortgage experts in the field and would be happy to provide you with a referral in our area.